The FHA Self-Sufficiency Test: Why Austin Fourplexes Fail
FHA applies a self-sufficiency test to three and four unit homes, and most Austin fourplexes fail it. Here is the…
Read article
FHA Loan
5 articles
What FHA Mortgage Insurance Really Costs in Austin (2026 Math)
FHA mortgage insurance in 2026 adds 1.75% upfront and about $184 a month on a median Austin home. Here is…
Read article
Stacking TSAHC DPA With an FHA Loan in Austin: A Worked Example
A worked example of TSAHC down payment assistance stacked with an FHA loan at Austin's median price: assistance amounts, cash…
Read article
FHA Loans in Austin: Who They’re Actually For in 2026
FHA lets you buy with 3.5% down and a 580 score, but the insurance can last the life of the…
Read article
FHA Loan Limits in Austin: What Changed for 2026 Buyers
Travis County's 2026 FHA loan limit is $563,500, opening FHA financing to a larger share of Austin's market. Here is…
Read article