Waiving Escrow on an Austin Conventional Loan: What It Costs
Waiving escrow on a conventional loan sounds like free flexibility. Here is what Austin lenders charge for it, and the…
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Closing
12 articles
The T-47 Affidavit: How Austin Buyers Avoid a New Survey
Most Austin buyers assume a new survey is mandatory. Paragraph 6C of the Texas contract and the T-47 affidavit often…
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Seller Concessions in a Buyer’s Austin Market: What to Ask For
Austin sellers are conceding in 2026. Here are the caps by loan type, and what $10,000 buys as a price…
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Under Contract in Austin: The 30-Day Path from Offer to Keys
From executed contract to keys in hand: the option period, appraisal, underwriting, and closing deadlines that shape a 30-day Austin…
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Closing Costs in Austin: What Buyers Pay at Each Price Tier
Buyer closing costs in Austin usually run 2% to 5% of the price. See what you pay at each price…
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Loan Estimate vs. Closing Disclosure: A Side-by-Side Guide for Austin Buyers
The Loan Estimate and Closing Disclosure look nearly identical but mean very different things. Here's a side-by-side breakdown for Austin…
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What Happens Between Underwriting and Closing in Texas
After your loan gets conditional approval, there's a quiet 10-to-21-day stretch before closing where appraisal, title work, and final conditions…
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Title, Escrow, and Closing in Texas: What Each One Does
Title, escrow, and closing each play a different role in a Texas transaction. Here is a plain-language breakdown of who…
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The Closing Disclosure: What Can Change Before Closing in Texas
The closing disclosure you receive in Texas can still change before you sign. Several items shift between issuance and closing…
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Title Insurance in Texas: What It Is, What It Covers, and Why You Need It
When you are buying a home in Texas, you will see a line item on your Closing Disclosure called title…
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AI Wire Fraud Is Targeting Homebuyers at Closing: What Every Austin Buyer Needs to Know
There is a new threat targeting homebuyers at the closing table, and it is more convincing than ever. AI-powered wire…
Read articleGetting Clear on the Home Inspection Process
The home inspection is one of the most important steps in the purchase process β and one of the most…
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