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Mortgage Austin
  • Home for the Holidays: The Perks of Buying a Home During the Festive Season
    Buying a Home | Real Estate Tips

    Home for the Holidays: The Perks of Buying a Home During the Festive Season

    ByAnthony Ferrando March 31, 2026May 19, 2026

    Most people picture spring as the ideal time to buy a home. Yard signs multiply, open houses fill up, and bidding wars become routine. But here’s a secret that experienced buyers know: the holiday season can actually be one of the best times to purchase a home in Austin. If you’re a W2 professional with…

    Read More Home for the Holidays: The Perks of Buying a Home During the Festive SeasonContinue

  • Finding Your Home Sweet Spot: How to Determine What You Can Afford
    Buying a Home | Mortgage Tips

    Finding Your Home Sweet Spot: How to Determine What You Can Afford

    ByAnthony Ferrando March 31, 2026May 19, 2026

    One of the most common questions we hear is: “How much house can I actually afford?” The answer involves more than just your income. Understanding your true home-buying budget before you start shopping saves you from heartbreak, financial stress, and wasted weekends touring homes that don’t fit your financial picture. The Starting Point: Your Gross…

    Read More Finding Your Home Sweet Spot: How to Determine What You Can AffordContinue

  • Renovating Before Listing: A Wise Investment or Unnecessary Expense?
    Home Improvement | Real Estate Tips

    Renovating Before Listing: A Wise Investment or Unnecessary Expense?

    ByAnthony Ferrando March 31, 2026May 19, 2026

    If you’re thinking about selling your home in the Austin area, one of the biggest questions you’ll face is whether to invest in renovations before listing β€” or sell as-is. The answer isn’t always obvious, and making the wrong call can cost you time, money, or both. The Case for Renovating Before You List First…

    Read More Renovating Before Listing: A Wise Investment or Unnecessary Expense?Continue

  • 5 Crucial Questions to Ask a Mortgage Professional Before Buying a Home
    Buying a Home | Mortgage Tips

    5 Crucial Questions to Ask a Mortgage Professional Before Buying a Home

    ByAnthony Ferrando March 31, 2026May 19, 2026

    Buying a home is likely the largest financial commitment of your life. Before you sign anything, it pays to walk into the process with the right questions β€” and find a mortgage professional who gives you straight answers rather than sales pitches. We believe in education-first lending. Here are five questions every buyer should ask….

    Read More 5 Crucial Questions to Ask a Mortgage Professional Before Buying a HomeContinue

  • Strategies to Afford a Down Payment on Your First Home
    Buying a Home | First Time Home Buyer

    Strategies to Afford a Down Payment on Your First Home

    ByAnthony Ferrando March 31, 2026May 19, 2026

    The down payment is often the biggest hurdle between renting and owning. For a first-time buyer in Austin looking at a $375,000 home, even a 5% down payment means coming up with nearly $19,000 out of pocket β€” before closing costs. Here’s the thing: you have more options than you probably realize. Start With a…

    Read More Strategies to Afford a Down Payment on Your First HomeContinue

  • First-Time Homebuyer Programs and Incentives in Texas
    First Time Home Buyer | Learn

    First-Time Homebuyer Programs and Incentives in Texas

    ByAnthony Ferrando March 31, 2026May 19, 2026

    Texas has some of the most robust first-time homebuyer assistance programs in the country β€” and many qualified buyers don’t even know they exist. If you’re buying your first home (or haven’t owned one in the past three years), there are programs specifically designed to help you bridge the gap between renting and owning. What…

    Read More First-Time Homebuyer Programs and Incentives in TexasContinue

  • Navigating Home Buying in the Winter Market: Advantages and Strategies
    Buying a Home | Real Estate Tips

    Navigating Home Buying in the Winter Market: Advantages and Strategies

    ByAnthony Ferrando March 31, 2026May 19, 2026

    Conventional wisdom says spring is the best time to buy a home. Spring does bring more inventory and more activity β€” but it also brings more competition, more bidding wars, and often higher prices. The winter market has its own distinct character, and for prepared buyers, that character creates real opportunities. The Winter Advantage: What’s…

    Read More Navigating Home Buying in the Winter Market: Advantages and StrategiesContinue

  • Understanding Mortgage Rates: Trends and What to Expect
    Learn | Learning Center | Mortgage Tips

    Understanding Mortgage Rates: Trends and What to Expect

    ByAnthony Ferrando March 31, 2026May 19, 2026

    Mortgage rates are the topic everyone wants to understand β€” and the hardest to predict with certainty. Rates affect your monthly payment, how much home you can afford, and whether it makes sense to buy now or wait. We’re not going to pretend we know exactly where rates are heading. What we can do is…

    Read More Understanding Mortgage Rates: Trends and What to ExpectContinue

  • Maximizing Your Home’s Curb Appeal: 6 Top Tips for Sellers
    Home Owner Tips | Real Estate Tips

    Maximizing Your Home’s Curb Appeal: 6 Top Tips for Sellers

    ByAnthony Ferrando March 31, 2026May 19, 2026

    In the age of online listings, your home’s curb appeal starts before a single buyer drives by. The front of your house is the cover of the book β€” and buyers judge it. In Austin’s active market, homes that photograph well and show immaculate exteriors get more showings, more offers, and typically sell faster and…

    Read More Maximizing Your Home’s Curb Appeal: 6 Top Tips for SellersContinue

  • Home Design Trends: The Future of Living Spaces
    Home Trends

    Home Design Trends: The Future of Living Spaces

    ByAnthony Ferrando March 31, 2026May 19, 2026

    Home design has always evolved with culture, technology, and how we actually live β€” but the pace of change has been remarkable. The way we work, socialize, and prioritize wellness has fundamentally reshaped what buyers want in a home. Whether you’re buying, selling, or renovating, understanding these trends helps you make smarter decisions. Biophilic Design:…

    Read More Home Design Trends: The Future of Living SpacesContinue

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Mortgage Austin

TEXAS MORTGAGE BROKER

Ferrando Financial LLC
Company NMLS# 2403080

πŸ“ 8911 N Capital of TX HWY
     #4200-346
     Austin, TX 78759

πŸ“ž 512.766.7660

βœ‰οΈ hello@mortgageaustin.com

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IMPORTANT INFORMATION

State of Texas Mortgage Disclosure
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Equal Housing Opportunity

Mortgage Austin is a DBA of Ferrando Financial LLC. Licensed in TX.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEB SITE AT WWW.SML.TEXAS.GOV.

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

© 2026 Ferrando Financial LLC DBA Mortgage Austin | Company NMLS# 2403080 | Anthony Ferrando NMLS# 1919613 | Equal Housing Opportunity

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  • Pre-Qualify
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  • Loan Options
    • Conventional Loans
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    • VA Home Loan
    • Jumbo Home Loan
    • First-Time Buyer
    • Refinance
    • Investment Property
    • Seller-Paid Buydown
  • About
  • πŸ“ž 512.766.7660
  • Apply Now