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Mortgage Austin
  • 10 Ways to Save Energy in Your New Home
    Home Improvement | Home Owner Tips | Learning Center

    10 Ways to Save Energy in Your New Home

    ByAnthony Ferrando March 31, 2026April 8, 2026

    Buying a new home is one of the most exciting milestones in life. But once the boxes are unpacked and the adrenaline fades, the monthly bills start rolling in. For most homeowners, energy costs are one of the biggest recurring expenses, and they can sneak up on you fast, especially in Texas where summers are…

    Read More 10 Ways to Save Energy in Your New HomeContinue

  • The 2-1 Buydown Strategy: How Austin Buyers Are Saving Thousands in Year One
    Austin Market | Mortgage Tips

    The 2-1 Buydown Strategy: How Austin Buyers Are Saving Thousands in Year One

    ByAnthony Ferrando March 31, 2026April 8, 2026

    If you’ve been paying attention to the Austin real estate market, you may have heard the term “2-1 buydown” tossed around. It’s one of those strategies that sounds complicated but is actually straightforward once you see how it works. And for the right buyer, it can save thousands of dollars in the first two years…

    Read More The 2-1 Buydown Strategy: How Austin Buyers Are Saving Thousands in Year OneContinue

  • Austin’s Property Tax Reality: What a $500K Home Actually Costs Monthly
    Austin Market | Mortgage Tips

    Austin’s Property Tax Reality: What a $500K Home Actually Costs Monthly

    ByAnthony Ferrando March 31, 2026April 8, 2026

    If you’re moving to Austin from California, New York, or Washington, you’ve probably already done some napkin math. No state income tax! Houses under a million! This is going to be great! And it is great. But there’s one number that catches almost every relocator off guard: property taxes. Texas property taxes are significantly higher…

    Read More Austin’s Property Tax Reality: What a $500K Home Actually Costs MonthlyContinue

  • Why Smart Austin Buyers Put 5% Down Instead of 20%
    Austin Market | Buying a Home | Mortgage Tips

    Why Smart Austin Buyers Put 5% Down Instead of 20%

    ByAnthony Ferrando March 31, 2026April 8, 2026

    If you’ve been saving for a home in Austin, chances are someone along the way told you that 20% down is the “right” way to buy. Maybe it was a parent, a coworker, or a well-meaning article from 2009. Here’s the thing: that advice isn’t wrong, exactly. It’s just incomplete. And for a lot of…

    Read More Why Smart Austin Buyers Put 5% Down Instead of 20%Continue

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Mortgage Austin

TEXAS MORTGAGE BROKER

Ferrando Financial LLC
Company NMLS# 2403080

📍 8911 N Capital of TX HWY
     #4200-346
     Austin, TX 78759

📞 512.766.7660

✉️ hello@mortgageaustin.com

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IMPORTANT INFORMATION

State of Texas Mortgage Disclosure
Privacy Act Summary
Consumer Complaint Policy
HUD FHA VA Disclosure

Privacy Policy
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ADA Accessibility

Equal Housing Opportunity

Mortgage Austin is a DBA of Ferrando Financial LLC. Licensed in TX.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEB SITE AT WWW.SML.TEXAS.GOV.

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

© 2026 Ferrando Financial LLC DBA Mortgage Austin | Company NMLS# 2403080 | Anthony Ferrando NMLS# 1919613 | Equal Housing Opportunity

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  • Pre-Qualify
  • Loan Options
    • Learning Center
    • Second Look
    • Fixed-Rate Mortgage
    • FHA Home Loan
    • VA Home Loan
    • Jumbo Home Loan
    • First-Time Buyer
    • Refinance
    • Investment Property
    • Seller-Paid Buydown
    • Calculator
  • About
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    • Meet Our Team
    • Contact Us
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