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Mortgage Austin
  • Miniature house model with keys representing Austin FHA home purchase
    Austin Market | Buying a Home | FHA Loan | Mortgage Tips

    FHA Loan Limits in Austin: What Changed for 2026 Buyers

    ByAnthony Ferrando May 17, 2026

    Travis County’s 2026 FHA loan limit is $563,500, opening FHA financing to a larger share of Austin’s market. Here is what the limit means for buyers this year.

    Read More FHA Loan Limits in Austin: What Changed for 2026 BuyersContinue

  • Blue single-family home in Austin Texas neighborhood
    Buying a Home | First Time Home Buyer | Mortgage Tips

    Pre-Approval vs. Pre-Qualification in Austin: The Real Difference

    ByAnthony Ferrando May 17, 2026

    Austin sellers and listing agents treat pre-qualification and pre-approval very differently. Here is what each one actually means and why the distinction can cost you a home.

    Read More Pre-Approval vs. Pre-Qualification in Austin: The Real DifferenceContinue

  • Aerial view of Austin Texas neighborhood with buildings and trees near Lake Travis
    Austin Market | Buying a Home | Home Trends

    Austin Neighborhoods Where Sellers Cut Prices in 2026

    ByAnthony Ferrando May 16, 2026

    As of May 2026, more than half of Austin’s active listings have had at least one price reduction. Here’s where the cuts are deepest and how buyers can use that data.

    Read More Austin Neighborhoods Where Sellers Cut Prices in 2026Continue

  • Stacks of paper documents and file folders representing mortgage paperwork
    Buying a Home | Learning Center | Mortgage Tips

    The First 5 Documents Your Loan Officer Needs in Austin

    ByAnthony Ferrando May 16, 2026

    Most Austin buyers delay their mortgage because they don’t know which documents to gather first. Here are the five your loan officer needs on day one.

    Read More The First 5 Documents Your Loan Officer Needs in AustinContinue

  • Austin metro property tax rates Travis Williamson Hays County 2026
    Austin Market | Buying a Home | Mortgage Tips

    Property Taxes in Travis, Williamson, and Hays County in 2026

    ByAnthony Ferrando May 15, 2026

    If you are buying in the Austin metro, the county you land in shapes your annual property tax bill by thousands of dollars. Here is how Travis, Williamson, and Hays County compare in 2026.

    Read More Property Taxes in Travis, Williamson, and Hays County in 2026Continue

  • Travis County 2026 appraisal notices Austin homeowners
    Austin Market | Buying a Home | Home Trends | Mortgage Tips

    Travis County 2026 Appraisal Notices: What Homeowners Should Do

    ByAnthony Ferrando May 15, 2026

    Travis County mailed 2026 appraisal notices to more than 427,000 owners. Single-family values fell an average 1.8%. Here’s what changed, how the protest deadline works, and what to do next.

    Read More Travis County 2026 Appraisal Notices: What Homeowners Should DoContinue

  • Small house with coins representing private mortgage insurance costs on a Texas mortgage
    Buying a Home | Mortgage Tips | PMI

    PMI Explained: What It Really Costs and When It Goes Away in Texas

    ByAnthony Ferrando May 12, 2026

    PMI protects the lender when you put down less than 20 percent. Here is what it actually costs on a typical Austin home, and three ways to get rid of it sooner.

    Read More PMI Explained: What It Really Costs and When It Goes Away in TexasContinue

  • Moving to Austin in 2026: What Out-of-State Buyers Are Surprised to Learn About Texas Real Estate
    Buying a Home | Credit

    Moving to Austin in 2026: What Out-of-State Buyers Are Surprised to Learn About Texas Real Estate

    ByAnthony Ferrando May 3, 2026

    The data keeps showing it: people are still moving to Texas, and Austin remains one of the top destinations. A study published by SmartAsset in late April 2026 ranked Austin among the metros that have seen the fourth-largest home price decline in the country since 2025, with first-quarter 2026 metro median prices at approximately $415,300,…

    Read More Moving to Austin in 2026: What Out-of-State Buyers Are Surprised to Learn About Texas Real EstateContinue

  • Title Insurance in Texas: What It Is, What It Covers, and Why You Need It
    Buying a Home | Closing

    Title Insurance in Texas: What It Is, What It Covers, and Why You Need It

    ByAnthony Ferrando May 3, 2026

    When you are buying a home in Texas, you will see a line item on your Closing Disclosure called title insurance. For most buyers, it is one of those costs that gets accepted without much thought. You pay it, you move on. But understanding what title insurance actually does, and what happens if you do…

    Read More Title Insurance in Texas: What It Is, What It Covers, and Why You Need ItContinue

  • Austin Real Estate Spring 2026: What the Numbers Actually Tell Buyers Right Now
    Buying a Home | Closing

    Austin Real Estate Spring 2026: What the Numbers Actually Tell Buyers Right Now

    ByAnthony Ferrando May 3, 2026

    If you have been watching the Austin market and trying to figure out whether this spring is a good time to buy, the data released this week gives you a clearer picture than the headlines often provide. Prices are not crashing. But the market has shifted, and buyers who understand what that shift means are…

    Read More Austin Real Estate Spring 2026: What the Numbers Actually Tell Buyers Right NowContinue

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Mortgage Austin

TEXAS MORTGAGE BROKER

Ferrando Financial LLC
Company NMLS# 2403080

πŸ“ 8911 N Capital of TX HWY
     #4200-346
     Austin, TX 78759

πŸ“ž 512.766.7660

βœ‰οΈ hello@mortgageaustin.com

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IMPORTANT INFORMATION

State of Texas Mortgage Disclosure
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Equal Housing Opportunity

Mortgage Austin is a DBA of Ferrando Financial LLC. Licensed in TX.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEB SITE AT WWW.SML.TEXAS.GOV.

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

© 2026 Ferrando Financial LLC DBA Mortgage Austin | Company NMLS# 2403080 | Anthony Ferrando NMLS# 1919613 | Equal Housing Opportunity

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