Texas Home Equity Loan Rules for Austin Owners in 2026
Texas 50(a)(6) rules cap home equity borrowing at 80% of appraised value and impose a 12-day waiting period. Here is what Austin homeowners need to know before applying in 2026.
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Jumbo Loans in Austin: When You Cross the 2026 Conforming Limit
Austin buyers shopping above the conforming loan limit face stricter down payment, credit, and reserve requirements in 2026. Here is what jumbo territory means for your approval.
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Austin Mortgage Rates in June 2026: What Buyers Are Working With
Freddie Mac put the 30-year fixed at 6.53% for the week ending May 28, 2026. Here is what that rate environment means for Austin homebuyers shopping right now.
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Renting vs. Buying in Austin in 2026: Running the Numbers
Should you rent or buy in Austin in 2026? We run the actual numbers on a $475,000 home purchase versus typical Austin rent so you can see what each path actually costs—month by month and over time.
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DTI Ratio Explained: The Math That Decides If You Can Buy in Austin
Your debt-to-income ratio determines whether you qualify for a mortgage and at what price. Here’s exactly how lenders calculate DTI and where you need to land in Austin.
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Austin’s Buyer Market in May 2026: What 54 Days on Market Means for You
Austin homes averaged 54 days on market in late May 2026, with over half of active listings cutting their price. Here is how to turn that data into real negotiating leverage.
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Property Tax Rates in Travis, Williamson, and Hays County
Property taxes in Travis, Williamson, and Hays County differ by thousands per year on the same-priced home. Here is the breakdown Austin-area buyers need before choosing a zip code.
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VA Loans in Texas: What Austin Buyers Need to Know
Texas veterans and service members have access to one of the most powerful mortgage products available. Here is how VA loans work in Austin, from entitlement and funding fees to appraisals and the local market.
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When Refinancing Makes Sense: An Austin Break-Even Calculator Guide
Not every rate drop justifies a refinance. Learn how to calculate your Austin break-even point and determine when refinancing actually saves you money.
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Conventional 97 Loan in Texas: The 3% Down Option Buyers Miss
The Conventional 97 lets qualified Texas buyers purchase a home with just 3% down. Here’s what it costs, who it’s for, and how it compares to FHA in Austin.
