Refinancing in Austin: 7 Questions Homeowners Ask First
Seven questions Austin homeowners ask before refinancing: what it costs, when the math works, Texas cash-out rules, PMI removal, and whether a recast beats a refi.
Read article
Mortgage Austin Journal
Smart, straight answers for Austin buyers & homeowners
Rates, programs, and local market moves, explained without the jargon.
House Hacking Myths Austin Buyers Should Stop Believing
You do not need an investor loan or 25 percent down to buy a duplex in Austin. Six house hacking…
Read article
VA Loan Funding Fee in Austin: The Math Veterans Should See
The VA funding fee is the one big upfront cost on a VA loan. Here is the 2026 fee table,…
Read article
TSAHC Homes for Texas Heroes: DPA for Austin Teachers and Nurses
TSAHC's Homes for Texas Heroes program covers up to 5% of your loan amount for down payment and closing costs.…
Read article
How to Get Rid of PMI in Austin: Every Removal Path in 2026
PMI does not have to last the life of your loan. Here are the four removal paths Austin homeowners can…
Read article
Sold Your Old House? A Recast Can Shrink Your New Austin Payment
Sold your old house after buying the new one? A mortgage recast applies that lump sum to your loan and…
Read article
What First-Time Austin Buyers Get Wrong Before the First Tour
The most expensive first-time buyer mistakes in Austin happen before the first tour. The pre-approval, debt, and budget missteps that…
Read article
Assumable Mortgages in Austin: Taking Over a Seller’s Lower Rate
FHA and VA loans in Austin can be assumed by qualified buyers, rate and all. How assumptions work, the equity…
Read article
Doctor Loans for Austin Medical Residents: The Fine Print
What doctor loans offer Austin medical residents, where the fine print costs you each month, and when a Conventional 97…
Read article
Mortgage Broker vs. Bank in Austin: Which Gets You a Lower Rate?
A broker shops many wholesale lenders while a bank prices from one rate sheet. How that difference plays out in…
Read article
How Much House Can You Afford in Austin in 2026?
Your Austin buying power depends on debt-to-income, not just salary. See what income affords a median home, price ranges by…
Read article
FHA Loans in Austin: Who They’re Actually For in 2026
FHA lets you buy with 3.5% down and a 580 score, but the insurance can last the life of the…
Read article
Investment Property Financing in Austin: 1-Unit vs. 2-4 Unit Rules
Financing a rental tightens as you add doors. Here is how down payment, reserves, and rates differ between a 1-unit…
Read article
Cash After Closing: How Much in Reserves Austin Lenders Want
Reserves are the cash you keep after closing, measured in months of payment. Here is how much Austin lenders want…
Read article
Selling Your Austin Home: Where the Sale Proceeds Actually Go
When you sell your Austin home, the proceeds pass through several deductions before they reach you. Here is how the…
Read article
Inherited a Home in Austin: Your Mortgage Next Steps
When you inherit a house in Austin, the mortgage does not disappear. Here is how the loan, the title, and…
Read article
New Construction in Austin: Builder Incentives Worth Taking
Austin builders are pushing incentives in 2026. Here is how to tell which builder incentives lower your real cost and…
Read article
Financing a Second Home Near Austin: What Changes vs. Your Primary
A second home near Austin follows a different rulebook than your primary residence: higher down payment, higher rate, and more…
Read article
Self-Employed and Buying in Austin: How Lenders Read Your Income
Self-employed in Austin? Lenders read your net income, not your gross. Learn the add-backs that boost qualifying income and how…
Read articleNo articles from this topic on this page.
Browse the full topic →