About Mortgage Austin
We are a team of Texas mortgage professionals built on one simple idea: you deserve a better experience and a better rate. No corporate layers, no runaround. Just real people who care about getting it right.

The Person Behind the Process
Anthony Ferrando founded Mortgage Austin to prove that getting a home loan doesn’t have to be complicated, expensive, or impersonal. With over 14 years of experience in the industry, he built a team that puts people first.
Our Story
Anthony Ferrando started in real estate back in 2012. Over the years, he built his career entirely by referral, one client at a time, earning trust through results and communication. But the more time he spent inside the mortgage industry, the more he saw the same problems repeated at every big company: bloated overhead, rotating teams of strangers handling your file, and rates that were higher than they needed to be because someone had to pay for all that overhead.
So he asked himself a question that changed everything:
“If I came to myself for a mortgage, and I did not shop around, could I get a great rate every time and would it be easy? That became the standard.”
That question led to Ferrando Financial LLC, the company behind Mortgage Austin. A lean, client-first operation where every borrower works directly with their loan officer from start to finish. No call centers. No hand-offs. No inflated costs passed along in the form of a higher rate. Just a team that treats your mortgage like it matters, because it does.
What Makes Us Different
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Low Overhead = Better Rates
We do not have a big office, a management layer, or a marketing department burning through your money. Our lean operation means lower costs, and those savings go directly into your rate.
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Direct Access to Your Loan Officer
When you call, text, or email, you reach the person handling your loan. Not a receptionist, not a call center, not someone reading from a script. Your loan officer is with you from application to closing.
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Education First Approach
We teach, then lend. Before you sign anything, we make sure you understand every number on your loan estimate. We want you to feel confident in your decision, not pressured into one.
The People Behind Your Mortgage
We are a team of experienced mortgage professionals based in Texas. Every member of our team is dedicated to making your home loan process smooth, transparent, and personal.
Anthony Ferrando
President & MLO | NMLS# 1919613
Anthony has been in the mortgage industry since 2012. A University of Texas graduate and native Texan, he founded Ferrando Financial to give homebuyers a better experience: lower rates, clear answers, and a loan officer who picks up the phone.
Jami Hightower
Mortgage Loan Originator | NMLS# 2460233
Jami brings a passion for helping families achieve homeownership. He is known for his attention to detail and genuine care for every client he works with.
Ryan Busch
Mortgage Loan Originator | NMLS# 2026948
Ryan is committed to making the mortgage process simple and stress-free. He takes the time to educate his clients so they can make confident decisions.
Omer Cengel
Mortgage Loan Originator | NMLS# 2605060
Omer brings a fresh perspective and strong work ethic to the team. He is dedicated to finding the right loan solution for every client, every time.
Ready to Work With Us?
Whether you are buying your first home or refinancing your fifth, we are here to make the process simple, transparent, and personal.
NMLS# 2403080 | Ferrando Financial LLC | Equal Housing Opportunity





